Income Tax Calculator Australia 2025-26
Calculate 2025-26 income tax for an Australian resident individual using the official ATO resident table (16% second band) and the published Medicare levy low-income thresholds for that year. Results show tax in each bracket plus marginal and average rates.
Work out resident income tax
2026-27 Medicare levy low-income thresholds are not yet on the ATO reduction page.The levy rate of 2% is published. Shade-in amounts use the latest ATO figures for 2025-26 ($28,011 / $35,013 for a single person who is not entitled to SAPTO).
Result
- Marginal income-tax rate
- 0%
- Average income-tax rate
- 0%
- Average rate including Medicare
- 0%
- Medicare status
- —
Tax in each bracket
| Bracket | Rate | Income in band | Tax |
|---|
No income sits in a taxed bracket at this amount.
2025-26 resident rates
Source: ATO tax rates for Australian residents. Rates apply if you were a resident for the full year and entitled to the full tax-free threshold. They exclude the Medicare levy.
| Taxable income | Tax on this income |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 16c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,288 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $31,288 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,638 plus 45c for each $1 over $190,000 |
How the 2025-26 figure is built
Each dollar is placed in one band. The first $18,200 is untaxed. The next slice to $45,000 is taxed at 16c, which is $4,288 if you fill that band. Income from $45,001 to $135,000 adds 30c in the dollar. The Medicare levy uses the published 2025-26 singles shade-in.
Compare the other year: 2026-27 income tax calculator. Return to the income tax hub.
General information only
This year page is general information, not personal advice, and not an ATO or ASIC tool. It does not weigh your circumstances. Confirm amounts on theATO resident rates pageor with a registered tax agent.
Frequently Asked Questions
What are the 2025-26 resident income tax rates?
The ATO resident table for 2025-26 is nil to $18,200, 16c in the dollar from $18,201 to $45,000, then 30c to $135,000, 37c to $190,000 and 45c above $190,000.
What Medicare levy amounts apply in 2025-26?
The levy is 2% of taxable income. For a single person not entitled to SAPTO, the ATO published a nil levy at or below $28,011 and a shade-in to $35,013, with the reduction capped at 10% of income above the lower threshold.
Why look at 2025-26 if 2026-27 is current?
You may still be completing a 2025-26 return, comparing a prior year, or checking PAYG against last year’s bands. The current year is on the 2026-27 income tax page.
Where do I see net salary or HELP?
Use the take-home pay calculator and the HECS-HELP repayment calculator. Both can be set to 2025-26.