Income Tax Calculator 2026-27
Calculate 2026-27 income tax for an Australian resident individual using the official ATO resident table. From 1 July 2026 the second band is 15%. Results show tax in each bracket, the marginal rate, the average rate, and the Medicare levy.
Work out resident income tax
2026-27 Medicare levy low-income thresholds are not yet on the ATO reduction page.The levy rate of 2% is published. Shade-in amounts use the latest ATO figures for 2025-26 ($28,011 / $35,013 for a single person who is not entitled to SAPTO).
Result
- Marginal income-tax rate
- 0%
- Average income-tax rate
- 0%
- Average rate including Medicare
- 0%
- Medicare status
- —
Tax in each bracket
| Bracket | Rate | Income in band | Tax |
|---|
No income sits in a taxed bracket at this amount.
2026-27 resident rates
Source: ATO tax rates for Australian residents. Rates apply if you were a resident for the full year and entitled to the full tax-free threshold. They exclude the Medicare levy.
| Taxable income | Tax on this income |
|---|---|
| $0 – $18,200 | Nil |
| $18,201 – $45,000 | 15c for each $1 over $18,200 |
| $45,001 – $135,000 | $4,020 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $31,020 plus 37c for each $1 over $135,000 |
| $190,001 and over | $51,370 plus 45c for each $1 over $190,000 |
How the 2026-27 figure is built
Each dollar is placed in one band. The first $18,200 is untaxed. The next slice to $45,000 is taxed at 15c, which is $4,020 if you fill that band. Income from $45,001 to $135,000 adds 30c in the dollar, and so on. The Medicare levy, when included, is 2% after the low-income shade-in.
Compare the other year: 2025-26 income tax calculator. Return to the income tax hub.
General information only
This year page is general information, not personal advice, and not an ATO or ASIC tool. It does not weigh your circumstances. Confirm amounts on theATO resident rates pageor with a registered tax agent.
Frequently Asked Questions
What are the 2026-27 resident income tax rates?
The ATO resident table for 2026-27 is nil to $18,200, 15c in the dollar from $18,201 to $45,000, then 30c to $135,000, 37c to $190,000 and 45c above $190,000. The 15% second band started on 1 July 2026.
How much less tax is there than in 2025-26?
Once taxable income is at least $45,000, the cut from 16% to 15% on the $18,201–$45,000 slice is $268 of income tax. Amounts below $18,200 are unchanged. The 30%, 37% and 45% bands did not move.
Are 2026-27 Medicare levy thresholds published?
Not as a dedicated 2026-27 table on the ATO reduction page (checked 2026-11-01). This page keeps the latest published 2025-26 singles thresholds and states that on screen. The 2% levy rate itself is published.
Does this include HELP or net pay?
No. Open the HECS-HELP repayment calculator for study-loan amounts and the take-home pay calculator for salary after tax, Medicare and optional HELP.